Invest it.

What do you do with a chair? You keep it or you use it? The same with money. Do you use it or do you keep it? Just like a chair, if you don't use it, it will depreciate. If you use it, at least it will be worth the value that you bought it for. Same for money, if you keep it in your drawer, it will depreciate with times with inflation. If you keep in the bank, does it perform higher than inflation. The key is to make non-performing asset (cash in this case) to a performing one that beats inflation. In other words, you are losing money by the years you keep your money in the banks at current interest rates.