Quote (Paraphrased)

" Time doesn't heal all wounds, forgiveness does"
- Peter Tsukahira -

The Cost of Thinking too much.

The cost of thinking too much AKA opportunity cost. Opportunity cost is the cost you pay if you were to lose the opportunity.

Many people tend to take too long before they take the first step into venturing into be it investment or marriage or any buying decision. Some seem to worry too much. They must think through every possible scenario of which it will go wrong/ right before stepping in. I am not talking about always step into something blindly that you do not know anything about. It is important to do a study but not take too long to make a decision, as there is 101++ ways for anything to go wrong/ right. What you can do is step into it after a proper study. And then do whatever it is possible to prevent it from going wrong. The key word is monitor.

Coming back, creativity can be used for a good cause like new invention and solution and it can be use for a bad cause like worrying. So use your creativity wisely

Choices

Today I witness an accident.

Sometime small little split second decision like crossing the road might actually be a life and death decision. This makes me think that choices in our life be it big or small can be a life changing experience. The small boy who chose to jaywalk might not want to cross the road again.

Mal 3:6

"For I am the LORD, I change not;..." What makes you so sure that he changed and do away with the old testaments?

Invest it.

What do you do with a chair? You keep it or you use it? The same with money. Do you use it or do you keep it? Just like a chair, if you don't use it, it will depreciate. If you use it, at least it will be worth the value that you bought it for. Same for money, if you keep it in your drawer, it will depreciate with times with inflation. If you keep in the bank, does it perform higher than inflation. The key is to make non-performing asset (cash in this case) to a performing one that beats inflation. In other words, you are losing money by the years you keep your money in the banks at current interest rates.